Terms & Conditions of Access & Disclaimer

1. Terms of use

By using this website you agree to be legally bound by these terms. These terms take effect immediately on your first use. If you do not agree to be legally bound by all the following terms please do not use the site.

2. Privacy Policy

We are committed to protecting your privacy. If you have any questions/comments about privacy please address them to Niche Mortgage packagers Ltd.

3. The information we collect

We only collect information that is required to allow us to provide you with the services you use. We periodically review this information to ensure that we do not keep it for longer than is necessary.

4. Security

We take the security of your personal data very seriously. However, no data transmission over the internet can be guaranteed to be totally secure. As a result, whilst we strive to protect your personal information, we cannot ensure or warrant the security of any information which you send to us, and you do so at your own risk.

5. Data Protection act 1998

Under the Data Protection Act 1998, you have the right to request and see any information we store on you at any time. If you do so wish to have a copy of your information we may charge you a fee for this information.

Niche Mortgage Packagers Ltd reserves the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate Niche Mortgage Packagers Ltd systems properly, or to protect Niche Mortgage packagers Ltd and its clients.

As required by the Data Protection Act 1998, Niche Mortgage Packagers Ltd follows strict security in the storage procedures and disclosure of information which you have provided on this Web site to prevent unauthorised access.

Purposes for which we use information about you

We may use your personal information that you provide via our site for the following purposes:

to enable you to access and use the services
to personalise aspects of our overall service to you
to communicate with you
to process a transaction between you and a third party

Please be aware that once you use our website or our services, you will be regarded as having given your consent to us disclosing your personal information to the following parties:

third party providers, for the purposes of then obtaining a quotation for you or comparing different products and services as requested by you other third parties either where necessary for those third parties to provide additional products or services requested by you or with your prior consent

6. Prevention of money laundering

Niche Mortgage Packagers Ltd may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

7. Disclaimer

Links to other websites

Niche Mortgage Packagers Ltd accepts no responsibility or liability for the privacy of your personal information on such websites, as these are beyond our control and will accept no responsibility or liability in respect of any materials on any third party internet website which is not under its control.

If you decide to enter into a contract with a third party provider through our website, the information you have provided to us together with any further information requested by, and supplied by you to, the third party provider will be held by the provider for the purposes set out in that provider's privacy policy. Therefore, you are strongly advised to read your chosen provider's privacy policy and satisfy yourself as to the purposes for which the provider will use your personal information before entering into the contract. We have no responsibility for the uses to which a provider puts your personal information once you have contracted with that provider.

8. Changes to the Terms and Conditions & Privacy Policy

We may need to amend the Terms and Conditions & Privacy Policy from time to time. Any such amendment will take effect as soon as it is posted on the website. You are therefore encouraged to familiarise yourself with the Privacy Policy on a regular basis.

9. What are ‘cookies' and how does Niche Mortgage Packagers Ltd use them?

A ‘cookie' is a piece of information that is stored on your computer's hard drive by your Web browser. On visiting the Web site, your computer will use the cookies to guarantee a secure connection. Most browsers accept cookies automatically, but usually you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may not be able to use certain features of this Web site.

10. Ownership, Copyright and property rights

You can print and download extracts from this site providing that no documents are modified in any way.

11. Disclaimers

All information on this site is for information only, we do not give or imply any warranty as to its accuracy. We do not accept and you irrevocable agree that Niche Mortgage Packagers Ltd are not liable in any way for any losses or damage cause to your business. By using this site you agree to indemnify and hold harmless Niche Mortgage Packagers Ltd in respect of any losses, expenses, costs, actions, damages, proceedings or liabilities.

12. General Terms

All the above details are governed and construed under the laws of England and Wales.

Concerns or Questions

If you have any concerns or questions about any of these matters please feel free to contact us at the following address:

Suite 1
351 London Road
Hadleigh
Essex
SS7 2BT